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If you have ever been in a car accident, you know that following the initial shock of the collision, your immediate concern for the safety of all of the passengers in the car, and any potential damage to your vehicle, you have plenty to worry about. The last thing you want to have to worry about is whether the other driver is uninsured or underinsured. Unfortunately, however, the reality is that in California many drivers are uninsured or underinsured. If you are in an accident with an uninsured or underinsured driver, you may need legal assistance to figure out how to manage the situation. The Law Offices of O’Donnell & Smith have experience counseling clients who have been in car accidents with uninsured or underinsured motorists, and know how to get our clients complete relief even when dealing with an uninsured or underinsured driver.

What Are Your Options?

If you have been in a car accident with an underinsured or uninsured driver, you may be surprised to learn that you have options for recovery. The most common option for clients is to pursue a claim with their own auto insurance carrier. In the state of California, everyone who purchases auto insurance is offered uninsured motorist coverage, and therefore you may be covered through your own policy unless you declined that option. You may also have coverage for underinsured motorists, such as when another driver causes more damage than their insurance policy limits provide, and your policy kicks in to cover the difference. In either case, you have every reason to expect to be compensated for the full cost of the accident to you, and the personal injury attorneys in our firm can guide you through the process of filing a claim with the proper insurance carriers.

Filing and receiving compensation in an uninsured or underinsured motorist case is not always straightforward, but with the assistance of a lawyer from The Law Offices of O’Donnell & Smith you can rest assured that every possible avenue will be explored so that you can get a full recovery on your claim.

Contact the Accident Lawyers in Our Office Today

If you have been in a Bay Area accident with an uninsured or underinsured motorist, The Law Offices of O’Donnell & Smith can help you. Our lawyers can speak with you about your potential legal claims and walk you through the entire process of how to win a recovery for your damages.